Terms & Conditions
These Terms and Conditions (together with any documents referred to within them) govern your use of the website at https://zovafinancial.co.uk/ (“our site”) and our provision of services via this site and other channels (collectively, “Services”).
By using our site or engaging our Services you confirm that you accept these Terms and agree to comply with them. If you do not agree to any part of these Terms you must not use our site nor engage our Services.
Other Applicable Terms
These Terms refer also to our Privacy Policy and Cookie Policy, which set out how we process personal data you provide via our site or Services. By using our site and/or Services you consent to us processing your data in accordance with those policies and you warrant that any data you provide is accurate and complete.
Changes to These Terms
We may revise these Terms at any time by updating this page. Please check this page regularly. Your continued use of our site or Services after changes indicates your acceptance of the updated Terms.
Accessing Our Site
Unless otherwise stated, access to our site is free.
We do not guarantee the site, or any part of it, will always be available or uninterrupted. We may suspend, withdraw or change all or part of our site without notice. We will not be liable if for any reason the site is unavailable temporarily or permanently.
You are responsible for making your own arrangements necessary to access our site and for ensuring that all persons who access our site via your internet connection are aware of these Terms and comply with them.
Changes to Our Site
We may update the content on our site from time to time and may change the Services we provide without notice. We do not guarantee the content is accurate, complete or up to date.
Your Account, Password & Security
If you register for an account, choose a password or user ID, you must treat such information as confidential and must not disclose it to any third party. If you believe your credentials have been compromised, you must notify us immediately at hello@zovafinancial.co.uk.
We may disable any user ID or password at our discretion if you fail to comply with these Terms.
Intellectual Property Rights
All content on our site (including text, software, images, audio, video, graphics) is owned by or licensed to Zova Financial and is protected by UK and international intellectual property laws.
You may print or download a single copy of any page(s) from our site for your personal, non-commercial use. You must not reproduce, modify, distribute, sell, or reuse content from this site without our prior written permission.
No Reliance on Information
The content on our site and in our Services is for general information only and does not constitute professional advice. You should obtain appropriate professional advice before acting on any such content.
We make no representations or warranties that the information is accurate, complete or up to date and accept no liability for any loss arising from reliance on it.
Uploading Content to Our Site
If our site allows you to upload content (e.g., blog posts, comments) you agree that any such Content is your original work, is accurate, does not infringe any third-party rights, and you grant Zova Financial a perpetual, worldwide, non-exclusive, royalty-free licence to use, store, copy, adapt and publish that content.
We have the right (but not the obligation) to remove or refuse to publish any content at our discretion.
Acceptable Use & Content Standards
You agree not to use our site for any unlawful or prohibited purpose. You must not:
breach any applicable law or regulation;
upload or transmit viruses, malicious code or harmful content;
attempt unauthorised access to our systems;
send unsolicited promotions (spam);
post defamatory, offensive, or infringing content.
We may suspend or terminate your access to the site for breach of these standards and may take legal action to recover costs.
Third-Party Resources and Links
Our site may contain links to external websites. These links are provided for convenience only. We have no control over the linked sites or their content and accept no liability for them.
When you follow an external link, you do so at your own risk.
Viruses
We do not guarantee our site is free from viruses or harmful components. You are responsible for configuring your systems accordingly. You must not misuse our site by introducing malicious code or performing denial-of-service attacks. We will cooperate with law enforcement for any such breach.
Linking to Our Site
You may link to our homepage, provided you do so in a fair and legal manner and do not prejudice or misrepresent our brand. Framing our site or embedding it in a way that suggests affiliation or endorsement from us is prohibited. We reserve the right to withdraw permission at any time.
Limitation of Liability
Nothing in these Terms limits our liability for death or personal injury resulting from our negligence, or for fraud or fraudulent misrepresentation.
Subject to that, Zova Financial, our officers, employees or agents shall not be liable to you for:
any loss of profits, business, revenue, goodwill or reputation;
any indirect or consequential loss;
any loss or damage caused by viruses, hacking, or other malicious activity;
errors or omissions in content or interruption of the Services.
Applicable Law & Jurisdiction
These Terms are governed by English law and you and we both submit to the exclusive jurisdiction of the courts of England and Wales in respect of any claim or dispute.
Contact Us
If you have any questions about these Terms, you can contact us at:
Email: hello@zovafinancial.co.uk
Address: Fuel Studios, Kiln House Pottergate Norwich Norfolk NR2 1DX
Phone: 0333 335 61 63